Business Insurance
By carefully considering the benefit options available, and deciding what mix of these best suits your needs, Aleki Bon can provide you with the right solutions for your needs.
Business Overheads
The owner or partner in a small business receives a monthly benefit to cover the continuing expenses incurred if the owner becomes totally disabled. The term of payment can be one or two years.
Locum Cover
A monthly payment to keep your business going if you are totally disabled by reimbursing the cost of your replacement.
Disability Income Insurance
This benefit guards your greatest asset - your power to earn. It provides for a monthly payment to be made to an individual who is unable to work due to sickness or injury. It is essential for anyone with a spouse or a family, who is dependent on your income for the maintenance of their lifestyle.
Some of the built in Features include:
- Guaranteed Renewable
- Indemnity or Agreed Value Options
- Choice of Benefit Terms
- Waiting Periods
- Waiver of Premium
- Waiver of Waiting Period
- Partial Disability Benefit
- World-wide Coverage
Waiver of Premium
Add this benefit to any savings or risk protection product. It takes away the burden of paying for cover when you are unable to work due to illness or accident. It saves you money when you need it the most.
Life Cover
Provides a lump sum payment in the event of death. It is an essential foundation when planning a risk protection programme for anyone with a spouse or family who are dependent on the insured for the maintenance of their lifestyle. It is also essential for those with business or financial commitments which could be placed in jeopardy in the event of death.
Built in features include:
- Renewable Cover to Age 100
- Terminal Illness Benefit
- Bereavement Support benefit
- Special Events Increase in Cover
- Premium Guaranteed
Total Permanent Disablement
A lump sum payment in the event of total and permanent disablement through accident or illness.
Living Assurance
Designed to pay a lump sum in the event of you suffering one of a number of critical illnesses (please contact us for in-depth details). It is an ideal complement to Disability Income Protection or any other risk protection benefit.
Accidental Death
A lump sum benefit paid if death results from an accident including an accident including an accident while a fare-paying passenger.
Need to know more? Contact me today and I'll guide you through it.
For group schemes for larger businesses, click here.